How to Activate Verve Card for 3D Secure Online Payments

Before you can start making payments online with your ATM Card (credit or debit), you need to activate it for the so called 3D Secure Authentication. This payer authentication is a security protocol which helps to prevent fraud when performing online transactions with a credit or debit card. It's an additional security to your ATM Card PIN which ensures that even if someone have access to your card details including your PIN, making payment online will still be impossible without your consent.

But this 3D Secure authentication may not come activated on your issued ATM card, esp. if it's Verve Card. MasterCard and Visa are usually activated with 3D Secure at the time of issuance. So, if you are using a Verve Card, what's most likely is that your card is not activated for this 3D Secure authentication and so you'll not be able to perform online transactions.

How 3D Secure Authentication Works

After entering your card details and PIN on the platform you want to make payments online, the 3D Secure service will direct you to the 3D Secure page where a 5-8 digits security code will be generated by your bank and sent to the phone number registered with your bank and then you'll be asked to enter this code on the page. This security code is known as OTP (One Time Password). OTP is a security code that's valid for only one login session or transaction in this case and which provides extra layer of security for the user when performing online transactions. And while the OTP expires in few minutes, DO NOT DISCLOSE IT TO ANYONE!!

Having Problems with Making Payment Online?

Technology has really advanced nowadays and doing things online is much more convenient than anything. So, not being able to make payment online surely will be an hassle for those who like doing things on the internet. If you have been facing issues with making payment online because of the 3D Secure authentication, in this article, you'll see how you can solve this problem yourself without going to the bank.

All you need to do is to visit the nearest ATM machine and follow the below procedure to activate your Verve card for the 3D Secure service which allows you to receive OTP when doing online transactions.

How to Activate 3D Security on Verve ATM Card

1. At the ATM, insert your Verve card into the machine, input your 4-digit PIN and press Enter.
2. Select the Quickteller option from the ATM menu screen
3. Select Pay Bills from the Quickteller menu list on the ATM screen
4. Select Others for the bill payment menu option list
5. Enter 322222 as the Biller Code
6. Select your bank account type e.g Savings or Current
7. Enter your Phone Number as the Customer Reference Number and select Proceed.
8. You will get a display "Do you want to make this payment?" Amount Due:N1. (DO NOT edit the amount to be paid). Click on Pay amount due.
9. You may be asked to enter your phone number, please enter it again.

Please note that ₦100 will be deducted from your account after which you will then get a confirmation page indicating that the registration was successful.

You can now go ahead and start performing online transactions such as buying products on Jumia, purchasing airtime, bill payments, TV Subscriptions on Jumia One or OPay app and so on.

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